VISA Credit Cards

Check out these popular VISA credit cards. Many VISA credit cards offer great incentives, such as cash back for purchases at gas stations and in grocery stores, travel rewards, low interest on purchases or balance transfers.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Scotia Momentum® Visa Infinite* Card

19.99% APR

22.99% APR

$99 Waived for the first year*

Excellent CreditApply NowView Card Details
  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). 1 Plus, no annual fee in the first year.◊ A welcome offer of up to $299.†
  • 4% on eligible gas station and grocery store purchases
  • 2% on eligible drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Scotiabank® GM®* Visa* Card

17.99% APR

22.99% APR

$0

Good CreditApply NowView Card Details
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotiabank® GM®* Visa Infinite* Card

19.99% APR

22.99% APR

$79 Waived for the first year*

Good CreditApply NowView Card Details
  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotia Momentum® No-Fee Visa* Card

7.99% intro APR
for 6 months

19.99% APR after that

22.99% APR

$0

Good CreditApply NowView Card Details
  • 7.99% introductory interest rate on purchases for the first 6 months†
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotia Momentum® Visa* Card

19.99% APR

2.99% intro APR
for 6 months

22.99% APR after that

$39

Good CreditApply NowView Card Details
  • 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
SCENE® Visa* card

19.99% APR

22.99% APR

$0

Good CreditApply NowView Card Details
  • Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.
ScotiaGold Passport® Visa* Card

19.99% APR

22.99% APR

$110

Good CreditApply NowView Card Details
  • Earn 5,000 bonus Scotia Rewards points upon your first purchase◊
  • Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
  • 5% cash back on travel purchased through Scotia Rewards
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
No-Fee Scotiabank Value® Visa* Card

16.99% APR

3.99% intro APR
for 6 months

16.99% APR after that

$0

Good CreditApply NowView Card Details
  • 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊
  • A great low rate with no annual fee
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotiabank Value® Visa* Card

12.99% APR

0.99% intro APR
for 6 months

12.99% APR after that

$29

Good CreditApply NowView Card Details
  • 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
  • Save hundreds of dollars in interest a year
  • Low 12.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Refresh Secured Visa

17.99% APR

17.99% APR

$12.95

Poor CreditApply NowView Card Details
  • Build your credit score easily with a guaranteed Refresh Financial Secured VISA
  • No credit checks and guaranteed approval.
  • One of the lowest credit card interest rates on the market (17.99%)
  • Helps build your credit so you can get that loan you need sooner than you think!
  • Build credit safely without the risk of debt.
Scotiabank® More Rewards®* Visa* Card

19.99% APR

22.99% APR

$0

Good CreditApply NowView Card Details
  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
  • Earn 4 points for every $1 on other purchases everywhere else
  • There's no limit to the number of points you can earn
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotiabank Passport™ Visa Infinite* Card

19.99% APR

22.99% APR

$139

Excellent CreditApply NowView Card Details
  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel)†
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of April 1, 2018. Subject to change.
CIBC Air Canada® AC conversion™ Visa* Prepaid Card

N/A

N/A

None

No Credit CheckApply NowView Card Details
  • Simply load the card with funds and start spending anywhere VISA is accepted, whether you're travelling or booking ahead. Use it online, at stores and restaurants, and even for withdrawing local currency from ATMs.
  • A single card loaded with up to 10 currencies.
  • Manage your card from your smartphone or tablet.
  • Spend like a local in 45 countries around the world.
  • Travel worry-free knowing support is close at hand.
  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). 1 Plus, no annual fee in the first year.◊ A welcome offer of up to $299.†
  • 4% on eligible gas station and grocery store purchases
  • 2% on eligible drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • 7.99% introductory interest rate on purchases for the first 6 months†
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.
  • Earn 5,000 bonus Scotia Rewards points upon your first purchase◊
  • Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
  • 5% cash back on travel purchased through Scotia Rewards
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊
  • A great low rate with no annual fee
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
  • Save hundreds of dollars in interest a year
  • Low 12.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • Build your credit score easily with a guaranteed Refresh Financial Secured VISA
  • No credit checks and guaranteed approval.
  • One of the lowest credit card interest rates on the market (17.99%)
  • Helps build your credit so you can get that loan you need sooner than you think!
  • Build credit safely without the risk of debt.
  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
  • Earn 4 points for every $1 on other purchases everywhere else
  • There's no limit to the number of points you can earn
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.
  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel)†
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of April 1, 2018. Subject to change.
  • Simply load the card with funds and start spending anywhere VISA is accepted, whether you're travelling or booking ahead. Use it online, at stores and restaurants, and even for withdrawing local currency from ATMs.
  • A single card loaded with up to 10 currencies.
  • Manage your card from your smartphone or tablet.
  • Spend like a local in 45 countries around the world.
  • Travel worry-free knowing support is close at hand.
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