No Annual Fee Credit Cards

Credit cards with no annual fee are popular with users who pay off bills on time each month. No-annual-fee credit cards give responsible users a payment tool at no cost. At the same time, they allow people to accumulate cash back, earn points, receive bonus, or even receive perks such as free flights or hotel stays! In addition, you can use these no-fee credit cards to maintain good or excellent credit rating by constant credit card transactions and on-time payments. Check out these no-annual-fee Canadian credit cards that stand out.

  • In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$0
  • Earn an extra 15% back (up to $150)* for a limited time with a Tangerine Money-Back Credit Card.
  • Apply for a Tangerine Money-Back Credit Card by December 29th, 2022 and earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on your everyday purchases in up to 3 categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
  • You choose the Categories that work best for you-like grocery, furniture and entertainment. There are 10 to choose from.
  • Money-Back Rewards are deposited into your Account every month, and there's no cap on the amount you can earn on your everyday purchases.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • No annual fee
Intro APR
1.95% on Balance Transfers
Intro APR Period
6 months
Purchase APR
19.95%
Annual Fee
$0
  • Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership
  • Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else
  • Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
  • Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$0
  • Get the Card that lets you live in the moment while getting ready for the future
  • The American Express® Green Card lets you go for it with every swipe or tap of your Card
  • As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That's $100 towards groceries or concert tickets.
  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$0
  • Get a $75 cashback if $1,500 in net purchases is charged to the credit card account within the first three months following account opening. To take advantage of this offer, you must sign up for the National Bank® mycredit® Mastercard® credit card by April 30, 2022.
  • 1% on restaurant transactions and recurring automatic transfers
  • 0.5% on all other eligible purchases
  • Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$0
  • Your cause. Your card. Created for today's women, the Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
  • Earn 1 point for every $2 spent
  • Receive $10 cashback for each 1,000 points earned
  • Extended warranty up to one additional year
  • Purchase protection in case of theft or damage 90 days following the purchase date
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$0
  • Enjoy a simple, efficient and practical payment solution.
  • Access funds anywhere in the world.
  • Control your spending by setting your credit limit to $500.
  • Protect your purchases with an insurance program you can count on.
  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$0
Subscribe to our latest articles, news, and promotions!
Leave a Reply, And Voice Yourself

Please enter your name
Please enter your email