Low Interest Credit Cards

Low interest credit cards can save you money by cutting down the interest on your credit card balance. If you have credit card debt, the interest cost that you have to pay can be very expensive. If you use a low-interest credit card or transfer balance from a high-interest card to a low-interest one, you will save a lot of money in the long run. Check out these best Canadian credit cards of the lowest interest available on the market.

  • 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)
  • Save up to hundreds of dollars in interest a year
  • Low 12.99% interest rate
  • Convenient with Visa payWave*simply wave your card and go!
  • Pay down higher interest rates balances faster
  • Transfer higher rate balances and save even more
Intro APR
0.99% on Balance Transfers
Intro APR Period
6 months
Purchase APR
Annual Fee
  • American Express®Aeroplan®*Business Reserve Card
  • Earn up to 90,000 Aeroplan points and a bonus Buddy Pass. Earn a welcome bonus of 30,000 Aeroplan points and a bonus Buddy Pass for an eligible flight within North America after spending $5,000 in purchases within the first three months of Cardmembership. With a bonus Buddy Pass, you can bring a friend anywhere Air Canada®* flies in North America. On the second ticket, you only pay the taxes and third-party charges. Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.
  • Eligible cardmembers get a FREE Uber Pass membership for 12 months. Including unlimited $0 delivery fee on eligible restaurant orders of $15 or more, 5% off eligible restaurant orders over $15, and exclusive Rides Perks.
  • Earn 2X the points on eligible purchases with Rocky Mountaineer. Plus, you could receive a GoldLeaf Service Upgrade, and a hotel room upgrade.
  • Earn up to $3,000 in value within your first year. Spend applies to bonus point offers valued at up to $1,800.
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals, and 1.25 point for every $1 spent on everything else
  • Your American Express Aeroplan Business Reserve Card gives you access to more than 1,200 Priority Pass airport lounges around the globe. That means an oasis of comfort before your flight-regardless of your choice of airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Cafes™ in North America, with a same day ticket on a departing Air Canada or Star Alliance flight
  • You and up to eight companions will enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.
  • You and up to eight companions travelling on the same reservation will all enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you're departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • American Express® Aeroplan®* Business Reserve Card is made from precision cut and engraved 13g metal - it's the perfect companion on your next exceptional journey
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
Intro APR Period
Purchase APR
Annual Fee
Subscribe to our latest articles, news, and promotions!
Leave a Reply, And Voice Yourself

Please enter your name
Please enter your email