Grocery Rewards Credit Cards

Grocery is one of the most common purchases we make every day. Credit cards with good rebates on our grocery spending are designed for people who know how to save money. A few best grocery-rebate credit cards can give you 4% cash back for your purchases at supermarkets. Ever wonder how credit card companies know whether a purchase is made at a supermarket or not? Each credit-card charge from a merchant comes with a 4-digit Merchant Category Code, which is assigned to the business by MasterCard or VISA to classify the business by the type of goods or services it provides.

Don’t settle on credit cards with no or little rewards. Earn grocery rebates for your everyday purchases with these best Canadian credit cards.

  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. 1 A welcome offer value of $350.†
  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$120
  • New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
  • Earn 2.0% cash back when your Welcome Rate ends
  • No limit to the amount of cash back you can earn after your Welcome Rate ends
  • Access to memorable experiences with American Express Invites®
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$99
  • Apply now and you could earn up to 45,000 bonus points with the American Express Cobalt™ Card
  • •  In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
    •  30,000 points is enough for:
       •  $300 in statement credits redeemed towards travel purchases charged to your Card or
       •  $225 in American Express® Prepaid Cards
    •  Plus, when you apply by May 5, 2021, you can earn a Welcome Bonus of 15,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B
  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$10/month of Cardmembership ($120 annually)
  • New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership
  • That's enough to redeem for a round-trip Fixed Mileage Flight Reward™ to almost anywhere in North America
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada.
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 1 point for every $1 in Card purchases everywhere else
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit
  • Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline, fly any day, and even book right up to a day before departure
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
N/A
Annual Fee
$150
  • New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough to redeem for $200 towards your purchases with AIR MILES®* Cash
  • Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada
  • Earn 1 Mile for every $10 in Card purchases everywhere else
  • American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles)
  • Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
20.99%
Annual Fee
$120
  • Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$120
  • Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
  • Earn one Scotia Rewards point on all eligible everyday purchases
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$0
  • 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
2.99% on Balance Transfers
Intro APR Period
6 months
Purchase APR
19.99%
Annual Fee
$39
  • 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that; annual fee $0 )◊
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
7.99% on Purchases
Intro APR Period
6 months
Purchase APR
19.99%
Annual Fee
$0
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • No annual fee
Intro APR
1.95% on Balance Transfers
Intro APR Period
6 months
Purchase APR
19.95%
Annual Fee
$0
  • Earn up to 30,000 bonus Scotia Rewards points in your first year (that's up to $300 towards travel )‡
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$139
  • 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
7.99% on Purchases
Intro APR Period
6 months
Purchase APR
19.99%
Annual Fee
$0
  • Earn 30,000 bonus Scotia Rewards points upon first purchase◊
  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Rates, fees and other information are effective as of Nov 1 , 2020. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
$399
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