Low Intro APR on Purchases

Credit cards with low interest on purchase can be used wisely to save money. If you have a credit card with a low 7.99% interest on purchase for 6 months, you can make purchases today and pay a little interest to carry the balance for 6 months without incurring too much interest or fees, as long as you make the minimum required payments every month. Check out the best Canadian credit cards that offer low interest on purchases.

  • 7.99% introductory interest rate on purchases for the first 6 months ( 20.99 % after that)¹
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
Intro APR
7.99% on Purchases
Intro APR Period
6 months
Purchase APR
20.99%
Annual Fee
$0
  • For a limited time, when you get approved for your Plastk Secured Visa card, you will get 5,000 points, redeemable after 3 months, that's $20!
  • The only secured card with a premium rewards program in Canada. Use your points for merchandise, travel needs, and more!
  • Points on everyday purchases
  • Monthly Free credit score update. Powered by Equifax*
  • 25 day grace period with no interest
  • Zero Fraud Liability to ease your mind
  • Helps improve credit score and knowledge
  • $48 Annual Fee
  • $6 Monthly Maintenance fee
Intro APR
0% on Purchases
Intro APR Period
3 months
Purchase APR
17.99%
Annual Fee
$48
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