加拿大信用卡送$125开户奖金，5%回扣，免费机票!

在加拿大，信用卡已经成为我们生活中最重要的支付手段。众多的银行，金融机构，甚至零售巨商都发行了种类繁多、形形色色的信用卡。这些五花八门的信用卡哪些能真正帮助我们省钱又挣钱呢？卡惠网向您介绍以下绝对实惠的信用卡。

Smart Cash MasterCard Credit Card
这张卡让您6个月内买菜和加油5%现金回扣，6个月后，买菜和加油2%现金回扣。其他任何购物都有1%回扣。这张卡没有年费，是最适合家庭的现金回扣信用卡。

Smart Cash MasterCard^® Credit Card

• How Smart Cash Works
• Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months
• Up to 2% cash back on eligible gas and grocery purchases thereafter
• And, up to 1% cash back on all of your other eligible purchases
• 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
• Enjoy free online access to your credit card account
• And, with no annual fee and free additional cards you'll start to see the benefits right away
• Rewarding yourself is easy
• Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque - it's that simple

Intro APR	Intro APR Period	Regular APR	Annual Fee
1.99% on Balance Transfers	10 months	19.99%	None

American Express Gold Rewards Card (Canada)
这张卡让您3个月内消费满$500就有15000的积分奖励，可兑换成$125的购物礼券或一张免费机票。15000的奖励积分可在membershiprewards.ca网站上兑换成$125的商场购物礼券，可用在Home Depot, GAP, Banana Republic, Coach，SAKS Fifth Avenue，Shoppers Drug Mart等商店。15000的积分奖励也可换作15000的加航（Air Canada）的里程，再兑换成一张免费短途机票。旅游（机票，酒店，租车，度假套餐）和日常消费（加油，买菜，杂货等）有2%积分回扣。这张卡第一年没有年费，是最适合家庭的高额回扣信用卡。

American Express^® Gold Rewards Card (Canada)

• Earn a Welcome Bonus of 15,000 Membership Rewards^® points when you charge $500 in purchases to your Card in your first 3 months of Cardmembership
• Earn double points on eligible travel and everyday purchases
• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan^®* and Avios
• 1 Free Supplementary Gold Rewards Card (a $50 value*) to help you earn points faster
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link
• * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	30%*	No Annual Fee for the first year; $150 Annual Fee thereafter*

The TrueEarnings Card from Costco and American Express
这张卡让您餐馆吃饭3%现金回扣，加油2%现金回扣，其他任何消费1%回扣。这张卡不收年费。

The TrueEarnings^® Card from Costco and American Express

• You can earn cash back when you use your TrueEarnings^® Card inside and outside of Costco
• Plus, there's no limit to the amount of cash back you can earn annually
• Earn 3% CASH BACK on eligible restaurant purchases
• Earn 2% CASH BACK on eligible gas purchases
• Earn UP TO 1% CASH BACK on everyday purchases - including at Costco^®
• Add a FREE Supplementary Card – that person just needs to be a current member on your Costco account
• Enjoy 2.99% special low interest rate on purchases for the first 6 months of Cardmembership, 19.75% thereafter, 21.99% on funds advances, provided you make your minimum monthly payments on time
• Show your TrueEarnings Card for entry into any Costco warehouse and use it to pay for your purchases
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	19.75%	None

Starwood Preferred Guest Credit Card from American Express (Canada)
这张卡送您1万Starwood酒店积分，可兑换3晚的免费高级酒店住宿。每年消费4万元的话，送您1晚的免费酒店住宿。Starwood的酒店积分可以用来兑换全球350多家的航空公司的免费机票。

The Starwood Preferred Guest^®* Credit Card from American Express (Canada)

• Earn 10,000 bonus Starpoints^® (enough for up to 3 free nights), after you charge $1,000 in purchases to your Card in your first three months of Cardmembership
• Earn 1 Starpoint for every $1 in purchases charged to the Card
• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
• Redeem Starpoints for Free Nights with no blackout dates at over 1,000 of the world's most desired hotels in nearly 100 countries
• Use Starpoints for flights on over 350 airlines with no blackout dates with SPG Flights
• Experience once-in-a-lifetime events with SPG Moments
• Get Front Of The Line^®* access to tickets for some of the most popular concerts, theatre and special events
• Enjoy the flexibility to pay balances in full or over time
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• Annual interest rate 19.99% on purchases and 21.99% on funds advances

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	19.99%	$120

American Express 的Choice Plus Card送你12000的积分奖励，可兑换成至少$100的购物礼券，还让你日常购物享有最多的2%积分回扣。这张卡有年费，如果你想要免年费的信用卡，可以考虑Choice Card，送你1500的积分奖励，让你日常购物享有最多的1%积分回扣。

ChoicePlus Card from American Express™

• Earn a Welcome Bonus of 12,000 Membership Rewards^® points the first time you use the approved Card. That's enough for a $100 Gift Card for dining, entertainment, or home improvement!
• Earn 2 Points for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants. That's double the points compared to your Card purchases everywhere else
• Earn 1 Point for every $1 in Card purchases everywhere else
• Choose your 5 places from a list of select American Express merchants, including stores, restaurants, hotels and more
• Enjoy an introductory 2.99% interest rate on purchases for the first 12 months of Cardmembership, 19.99% thereafter, 21.99% on funds advances, provided you make your minimum monthly payments on time
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link

Intro APR	Intro APR Period	Regular APR	Annual Fee
2.99% on purchases	12 months	19.99%	$65

Choice Card from American Express™

• Earn a Welcome Bonus of 1,500 Membership Rewards^® points the first time you use the approved Card
• Earn 1 Point for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants. That's double the points compared to your Card purchases everywhere else
• Earn 1 Point for every $2 in Card purchases everywhere else
• Choose your 5 places from a list of select American Express merchants, including stores, restaurants, hotels and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Intro APR	Intro APR Period	Regular APR	Annual Fee
2.99% on purchases	12 months	19.99%	None

Best Western MasterCard Credit Card
这张卡送2晚免费旅馆住宿或$75商场购物礼券，无年费。送您20000点积分开户。Best Western在全球有4000多家连锁旅馆，每8000点就可兑换成一晚的免费住宿，20000点可兑换成2晚的免费旅馆住宿。你也可以把积分兑换成购物礼券，每6500点可换得$25的礼券(包括Amazon, Walmart, Home Depot, Shell Gas, Target, etc)，20000点等价$75的礼券。任何Best Western旅馆消费$1，可获得1.5点积分回扣。如果你消费$4167，就可获得6500点积分，可兑换$25的礼券。这张卡没有年费，是最佳的无年费的奖励信用卡。

Best Western MasterCard^® Credit Card

• Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase
• Earn 1.5 Best Western Rewards points for every $1 in net retail purchases
• Receive 50 Best Western Rewards points for every cash advance transaction over $50
• Receive a one tier elite status upgrade within the Best Western Rewards program when you spend $6,000 on your card within one year
• Earn even more Best Western Rewards points by staying at Best Western hotels or spending with our retail partners

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	19.99%	None

Choice Privileges MasterCard
这张卡送1晚免费旅馆住宿，无年费。送您8000点积分开户，Choice Privileges在全球有6000多家连锁旅馆，包括Comfort Inn, Quality Inn, Sleep Inn, EconoLodge, Rodeway Inn, 等品牌旅馆，每6000点就可兑换成一晚的免费住宿，8000点可兑换成1晚的免费旅馆住宿。你也可以把积分兑换成购物礼券，每16000点可换得$50的礼券(包括Amazon, Walmart, Home Depot, Shell Gas, etc)，8000点等价$25的礼券。任何Choice旅馆消费$1，可获得15点Choice Privileges积分回扣。如果你消费$400，就可获得6000点积分，可兑换1晚的免费住宿。任何日常购物每消费$1还可获得2点Choice Privileges积分回扣。这张卡没有年费，是最佳的无年费的旅馆信用卡。

Choice Privileges MasterCard^®

• The no annual fee Choice Privileges^® MasterCard^® credit card brings rewards closer to home and from around the world
• Apply today and you'll earn 8,000 points upon your first eligible transaction - that's enough for a free night at over 1,500 locations across North America!
• Get away faster and easier by earning:
•     Up to 15 points for every $1 in eligible purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, Mexico, and Australasia
•     2 points for every $1 spent on everyday eligible purchases
•     2,000 Bonus Points every year on your account anniversary
•     Up to an additional 4,500 Bonus points when you spend $30,000 in a calendar year
• Plus, get automatically upgraded to Elite Gold status, which gives you:
•     The ability to book free nights 50 days in advance instead of 30 days
•     A 10% point bonus on every eligible stay

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	19.99%	None

这张卡让您享受12个月零利率，是最佳无息借贷信用卡。信用卡余额转帐(balance transfers)和预借现金(cash advances)，只收1%手续费。您如果今天用这张卡把其它高利率的信用卡余额转过来，可以等到明年再还清或再转帐。这张卡没有年费。是最佳的零利率信用卡。

Platinum Plus^® MasterCard^®

• 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 12 full months
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour customer service
• International acceptance at millions of locations
• No annual fee
• Enhanced security and protection with Chip & PIN technology and PayPass

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Balance Transfers and on Cash Advances	12 months	17.99%	None

这张卡无年费，1%回扣，第一年送$20，以后每年送$10。这张卡让你每消费$1可获1个积分，可兑换现金返还，帮助学生建立信用。开户可获赠1000点积分，每年还可额外获赠1000积分。第一年共可获得2000点的积分奖励。这张卡没有年费，是最佳的学生信用卡。

Student Rewards

• Earn 1 mbna reward for every qualifying $1 spent on retail transactions
• 1,000 Bonus mbna rewards after your first qualifying purchase
• 1,000 Bonus mbna rewards each year on your account
• Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	18.99% - 19.99%	None

American Express Business Gold Rewards Card (Canada)
这是最佳的商业信用卡，让您3个月内消费满$3000就有25000的积分奖励，可兑换成至少$200的购物礼券或一张北美的长途免费机票。25000的奖励积分可在membershiprewards.ca网站上兑换成至少$200的商场购物礼券，可用在Home Depot, Coach，GAP, Banana Republic, SAKS Fifth Avenue，Shoppers Drug Mart等商店。25000的积分奖励也可换作25000的加航（Air Canada）的里程，再兑换成一张美国和加拿大的免费机票。如果你每年消费5万加元，你还可获赠15000积分，可换一张免费的短途机票或$125的购物礼券。如果你每年消费10万加元，你可获赠40000积分，可换价值$333的购物礼券。这张卡第一年没有年费，是最适合小型企业主的高额回扣信用卡。

American Express^® Business Gold Rewards Card (Canada)

• Earn 25,000 Welcome Points (enough for a round-trip flight to almost anywhere in North America) if you reach $3,000 in purchases within the first 3 months of Cardmembership. You can also earn a Thank You Bonus of up to 40,000 Bonus Points each year
• Earn 1 Membership Rewards^® point for virtually every $1 in purchases charged to your Card
• Use your points to save money by investing back into your business. Redeem Membership Rewards points toward your American Express Card balance with Points for Credit to pay for your everyday purchases.
• Transfer your points with no fee to many frequent flyer and loyalty programs and 1:1 to Aeroplan^®*
• Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	N/A	None for first year, $180 thereafter

加航(Air Canada)推出3张不同的Aeroplan旅游里程信用卡，AeroplanPlus Platinum Card送你25000飞行里程，可兑换一张美国和加拿大的免费机票，你平时日常消费每消费1加元还可获赠1.25的飞行里程。AeroplanPlus Gold Card和AeroplanPlus Card分别送你20000和5000的飞行里程。

American Express^® AeroplanPlus^®* Platinum Card

• Earn 25,000 Bonus Aeroplan^®* Miles. Receive 20,000 bonus miles after your first use of the Card, plus 5,000 bonus miles after you spend $1,000 in your first three months of Card membership
• Earn 1.25 miles for every dollar in purchases you charge to the Card, up to 25,000
• Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
• Enjoy a 2-for-1 short-haul flight reward when you redeem 15,000 Aeroplan Miles, with the Partner Ticket benefit
• Bypass the regular check-in line at the airport with access to Air Canada Executive First^®*/Executive Class^®* Priority Airport Check-in
• Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	30%*	$499*

American Express^® AeroplanPlus^®* Gold Card

• Earn 20,000 Bonus Aeroplan^®* Miles. Receive 15,000 Bonus Aeroplan^®* Miles after your first use of the Card, plus earn 5,000 bonus miles after you spend $1,000 in your first three months of Card membership
• Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
• Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
• Earn Aeroplan Miles faster with two free Supplementary Cards – a $100 value ($50 for each additional Supplementary Card*)
• Travel to more than 1,000 destinations in more than 180 countries worldwide with Air Canada and Star Alliance Member Airlines™**
• In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	30%*	$120*

American Express^® AeroplanPlus^®* Card

• Earn 5,000 Bonus Aeroplan^®* Miles after your first use of an approved Card
• Earn 1 Aeroplan Mile for every $1 in Card purchases
• Earn Aeroplan Miles twice at over 150 Aeroplan Partners
• Supplementary AeroplanPlus Cards are FREE for the first year, $20 each annually thereafter
• No annual fee for the first year. A value of $60
• Travel to more than 1,000 destinations in more than 180 countries worldwide with Air Canada and Star Alliance Member Airlines™**
• In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
• * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	30%*	No annual fee for the first year. A value of $60*

想了解更多的加拿大信用卡吗? 请点击这里比较加拿大信用卡。如果您想查找美国信用卡，请请参考美国信用卡专栏, 或点击这里比较各大银行提供的美国信用卡。