No Foreign Transaction Fee Credit Cards

Do you know that most credit cards typically charge a transaction fee 2.5% on your purchases in foreign countries? For example, if you use a credit card to pay $1,000 for purchases or for hotel stays in the United States, Asia, or Europe, you may end up with paying a bill of $1,025 after the 2.5% foreign-transaction surcharge is priced in. A few credit cards do not charge such fees. If you may travel abroad, it is always a good idea to carry a credit card with no foreign transaction fees so that you can avoid the 2.5% surcharge on your purchases.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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HSBC World Elite® Mastercard®

19.9% APR

22.9% APR

First Year Fee Rebate. Terms Apply

Excellent, Good CreditApply NowView Card Details
  • Earn up to 100,000 Points ($500 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year. Must apply by December 28, 2020. Conditions Apply.
  • Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
  • Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
  • No foreign transaction fees. Only the exchange rate will apply.
  • $100 annual travel enhancement credit
  • 31-day Worldwide Emergency Travel Medical insurance
  • This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer)
Scotiabank®* Gold American Express® Card

19.99% APR

22.99% APR

$120

Good CreditApply NowView Card Details
  • Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
  • Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of Sep 1 , 2020. Subject to change.
Scotiabank Passport™ Visa Infinite* Card

19.99% APR

22.99% APR

$139

Excellent CreditApply NowView Card Details
  • Earn up to 35,000 bonus Scotia Rewards points in your first year (that's up to $350 towards travel )‡
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
  • Earn up to 100,000 Points ($500 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year. Must apply by December 28, 2020. Conditions Apply.
  • Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
  • Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
  • No foreign transaction fees. Only the exchange rate will apply.
  • $100 annual travel enhancement credit
  • 31-day Worldwide Emergency Travel Medical insurance
  • This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer)
  • Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
  • Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of Sep 1 , 2020. Subject to change.
  • Earn up to 35,000 bonus Scotia Rewards points in your first year (that's up to $350 towards travel )‡
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
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