No Foreign Transaction Fee Credit Cards

Do you know that most credit cards typically charge a transaction fee 2.5% on your purchases in foreign countries? For example, if you use a credit card to pay $1,000 for purchases or for hotel stays in the United States, Asia, or Europe, you may end up with paying a bill of $1,025 after the 2.5% foreign-transaction surcharge is priced in. A few credit cards do not charge such fees. If you may travel abroad, it is always a good idea to carry a credit card with no foreign transaction fees so that you can avoid the 2.5% surcharge on your purchases.

  • Earn up to 50,000 bonus Scotia Rewards points in your first year (that's up to $500 towards travel)¹ Plus, no annual fee in the first year, including on supplementary cards.¹
  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of Mar 1, 2021. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
No annual fee in the first year, $120 thereafter
  • Earn up to 40,000 bonus Scotia Reward s points in your first year (that's up to $400 towards travel )¹ Plus, no annual fee in the first year, including on supplementary cards and 5X Scotia Rewards points on Travel for the first 3 months (up to $2,500 in total travel purchases).¹
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
19.99%
Annual Fee
No annual fee in the first year, $139 thereafter
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